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Kelly, SJ, Croft, Q, Gillett, P & Sheppard, A 2005, 'Housing affordability on the NSW North Coast', report to Bananacoast Community Credit Union, Centre for Enterprise Development and Research: CEDAR Research report no. 3, Southern Cross University, Coffs Harbour, NSW.


As a result of changes to housing policy in Australia over the last two decades the supply of affordable public rental housing has declined and its role has increasingly focused on meeting the housing needs of the most disadvantaged in the community. When combined with the dramatic increase in property prices over the past decade, which has far outstripped wages growth, the need for affordable housing for low to moderate income households has become ever more urgent.

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